Financial Planning

HRP is a Fee-Only* Independent Financial Planning Firm. HRP serves as the bridge between where you are and where you want to be. We help you to establish quantifiable financial goals and guide you to achieve them. We charge an upfront fee plus a monthly or annual retainer fee.

How We Work With You

Getting to
Know You

Portfolio &
Asset Analysis

Strategy Session, Goal Setting & Plan Development

Plan Implementation & Management

Getting to
Know You

Portfolio &
Asset Analysis

Strategy Session, Goal Setting & Plan Development

Plan Implementation & Management

As a CERTIFIED FINANCIAL PLANNER™ Professional (“CFP®”), Hutchison Road Partners Managing Member, Bob Silvernail has undertaken and passed the CFP® Board’s rigorous training and examination program and has demonstrated the experience and ethics required to achieve CFP® professional status. The CFP® designation means that Bob is committed to the highest Code of Ethics and Professional Responsibility and upholds the standards set forth through the CFP Board®.

We work one-on-one to create your personal investment strategy. We typically find that client goals can be achieved through a diversified portfolio of low-cost ETF’s or through low-cost mutual fund families such as Vanguard. We are very conscious of minimizing the sometimes-hidden transaction or portfolio management fees embedded in many mutual funds.

While HRP offers general financial planning and wealth management services our areas of emphasis include the following:


  • Portfolio Allocation
  • Stock Options
  • 10b5-1 Plans
  • Tax Planning
  • Health Insurance
  • Education Planning

As a CERTIFIED FINANCIAL PLANNER™ Professional (“CFP®”), Hutchison Road Partners Managing Member, Bob Silvernail has undertaken and passed the CFP® Board’s rigorous training and examination program and has demonstrated the experience and ethics required to achieve CFP® professional status. The CFP® designation means that Bob is committed to the highest Code of Ethics and Professional Responsibility and upholds the standards set forth through the CFP Board®.

We work one-on-one to create your personal investment strategy. We typically find that client goals can be achieved through a diversified portfolio of low-cost ETF’s or through low-cost mutual fund families such as Vanguard. We are very conscious of minimizing the sometimes-hidden transaction or portfolio management fees embedded in many mutual funds.

While HRP offers general financial planning and wealth management services our areas of emphasis include the following:

  • Portfolio Allocation
  • Stock Options
  • 10b5-1 Plans
  • Tax Planning
  • Health Insurance
  • Education Planning

Hutchison Road Partners is a Fee-Only Adviser.

For its Financial Planning clients, HRP charges an upfront fee of between $1,000 and $3,000, and then a retainer fee (if the client agrees) of between $200 and $400 per month. HRP does not collect commissions or transaction-based fees. Clients pay us only for the work we do through the upfront and monthly/annual retainer fees.

*HRP’s Form ADV Part 2 lists commissions as a possible revenue source to cover its hide if HRP is ever forced to take a commission at some point in the future. HRP is strongly committed to its fee-only business model.

 

Commodity Trading Adviser registered with the NFA (National Futures Association).

 

Registered Investment Adviser registered with FINRA (Financial Industry Regulatory Authority) Board.

CERTIFIED FINANCIAL PLANNER™ Professional registered with the CFP® Board.

 

Commodity Trading Adviser registered with
the NFA (National Futures Association).

Registered Investment Adviser registered with FINRA
(Financial Industry Regulatory Authority). Board.
CERTIFIED FINANCIAL PLANNER™ Professional
registered with the CFP® Board.

Commodity Trading Adviser registered with the NFA (National Futures Association).

Registered Investment Adviser registered with FINRA (Financial Industry Regulatory Authority).

CERTIFIED FINANCIAL PLANNER™ Professional registered with the CFP® Board.

Required Disclaimer: INVESTING IN STOCKS, ETF'S, FUTURES AND OTHER SECURITIES INVOLVES RISK. THE TRADING RESULTS INCLUDED HEREIN ARE NOT INDICATIVE OF FUTURE PERFORMANCE. BECAUSE THESE TRADES MAY INVOLVE HYPOTHETICAL OR SIMULATED RESULTS, THEY MAY HAVE OVER- OR UNDER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED OR HYPOTHETICAL TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY WERE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO ANY BEING SHOWN.